Do you need a Will and a Trust?

Everyone wants to protect their families, even after they pass away. That’s the purpose of estate plans. But how do you know if the plan you have in place will actually be effective? The first step is understanding the difference between a will and a trust....

How to Use Trusts to Manage Family Wealth

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What is the Medicaid Look-Back Period?

The Medicaid look-back period is perhaps one of the most complex aspect about Medicaid. Many of our clients are often confused about when and how the look-back period applies. Because this concept and Medicaid alltogether is extremely complex, please note that this...

What is a Life Insurance Trust?

irrevocable trusts A life insurance trust is a form of irrevocable trust that invests the proceeds of a life insurance policy into a trust with designated beneficiaries. Most life insurance policies are owned by the insured. The money is paid when the insured dies,...

What do Trustees do?

Are you a Trustee? Have you been notified that you are a Trustee? If so, you are undoubtedly wondering what your duties and responsibilities will be during the lifetime of the Trust. So, what do Trustees do? This article will define the basics. The Trustor (the person...

Which Costs More: Probate or Trust Administration?

There is no question that a Living Trust allows you to avoid probate – if, of course, the Trust is properly drafted and funded. But does this mean a Living Trust is more cost-effective than a Will? Many of our clients just want to know…which one costs more:...